Which of the following entities regulates national banks?

The regulation of national banks is overseen by multiple entities to ensure their safe and sound operation. The correct answer highlights that the Comptroller of the Currency, the Federal Reserve, and the Federal Deposit Insurance Corporation (FDIC) all play significant roles in this regulatory framework.

The Comptroller of the Currency is primarily responsible for the chartering and regulation of national banks, ensuring they comply with federal laws and regulations aimed at maintaining a stable banking system. The Federal Reserve monitors monetary policy and oversees the larger banking institutions, including national banks, focusing on systemic risk and economic stability. The FDIC provides insurance for deposits and supervises financial institutions to promote soundness within the banking sector.

This collective regulation ensures that national banks operate in a safe manner while contributing to the overall stability of the financial system, making it essential to understand the roles of each of these entities. Other entities do have regulatory powers, but they do not have the exclusive oversight that the combination of these three entities provides for national banks.